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In a small town, a killer stalks ... Insurance investigator Ben Whalen has a tough job to do in the small town of Riverview on Michigan's upper peninsula. Looking into the deaths of two longtime friends insured for millions, he was a stranger to be avoided ... and feared. But Ben believed someone in town was a killer, and Maggie Spencer had the most to gain. And a lover waits. Successful, sophisticated Maggie Spencer returned to Riverview to mourn her father, not be accused of his murder. Especially not by a man who affected her as no one had before. Soon Maggie is locked in a burning passion with Ben, who vows to prove her innocence-as together they race to unravel small-town secrets before a murderer reaches out to strike again...